fbpx

Cheapest Online Psychology Degree in 2021

August 13, 2021 | Staff Writers

Cheapest Online Psychology Degree
Degree Finder
BestValueSchools.org is an advertising-supported site. Featured or trusted partner programs and all school search, finder, or match results are for schools that compensate us. This compensation does not influence our school rankings, resource guides, or other editorially-independent information published on this site.

Consider earning a degree in psychology from one of the cheapest online psychology degree programs and receive the same quality of education that you would receive at a more expensive school. It is a myth that career success depends on receiving a degree from an elite school. Colleges and universities that offer more affordable psychology programs and that are not the big name schools offer degrees that are fully accredited, and leads to the same or similar type of opportunities

5 Cheapest Online Psychology Degrees

Rank School Location
1California Coast UniversitySanta Ana, California
2Fort Valley State UniversityFort Valley, Georgia
3Clayton State UniversityMorrow, Georgia
4Fort Hays State UniversityHays, Kansas
5Valdosta State UniversityValdosta, Georgia

What Does the Future Hold for College Graduates With a Psychology Degree?

Earning a bachelor’s degree in psychology prepares graduates to work in a variety of professions that require critical thinking skills, communications skills, problem-solving skills and other skills that come with earning a degree with real-world applications.

Continuing your education beyond the bachelor’s degree level helps to prepare future psychologists to work in the profession. There are a variety of concentrations that a student can choose to focus on, based on their individual interests. Some examples include the clinical psychologist, forensic psychologist, industrial-organizational psychologist, and the school psychologist.  

Students that study psychology have the benefit of an anticipated job growth, and working in their choice of locations that need psychologists. The Bureau of Labor Statistics (BLS) indicates that psychologists will be needed in a variety of fields in the near future. The need for clinical psychologists, school psychologists, industrial-organizational psychologists, psychologists that work with the elderly and veterans is expected to grow in the near future. The BLS projects an anticipated 14 percent job growth, which is considered ‘much faster than average’ for psychologists through 2028. The BLS anticipates that more than 26,000 new jobs will be added through the same time period.

The tuition rate given for these cheapest online psychology degree programs is for a bachelor’s degree program, unless stated differently in the description of an individual school. Please note that tuition pays for enrolling in a class, and each credit hour of instruction. Tuition does not include the cost of fees or other expenses such as books or supplies unless stated in a school’s description. The tuition rates given by a school are typically the cost of in-state tuition. Some schools charge a different tuition rate for students living outside the state.

The Top 20 Cheapest Online Psychology Degrees

1

California Coast University

  • Santa Ana, California

California Coast University offers the Bachelor of Science in Psychology program that is a self-paced, 100 percent online program. The school explains that some learning outcomes include comparing and contrasting theories of behavioral psychology, examining program content in relation to ethical reasoning, social responsibility, global citizenship, and civic engagement, and examining major issues in human relations, the science of emotion and factors that shape personality.

The school offers a 10 percent discount for active duty military members, veterans, first responders and to individuals with a prior California Coast University degree.

The tuition rate for the online Master of Science in Psychology degree is an affordable $230 per unit, or credit hour.

School Overview

Tuition: $150 per credit hour
Accreditation: Distance Education Accrediting Commission
Visit School Website
2

Fort Valley State University

  • Fort Valley, Georgia

Fort Valley State University explains that because individuals that earn a psychology degree are experts in human behavior, graduates often follow a variety of career paths, and that most pursue a graduate degree. Students that enroll in the Bachelor of Arts in Psychology program receive the tools, support and information that they need to complete the psychology degree requirements

Gain the skills that you need to work in human services, human resources, public policy and other careers. Most students pursue a graduate degree in psychology.

School Overview

Tuition: $169.33 per credit hour
Accreditation: SACSCOC
Visit School Website
3

Clayton State University

  • Morrow, Georgia

Clayton State University offers an online Bachelor of Science in Psychology and Human Services degree that prepares students to immediately begin employment after earning the degree, or to continue their education. The program focuses on developing strong critical thinking and problem-solving skills, while blending theory, research, and application.

Students enjoy the flexibility of learning wherever they choose to complete program requirements.

School Overview

Tuition: $169.33 per credit hour
Accreditation: SACSCOC
Visit School Website
4

Fort Hays State University

  • Hays, Kansas

Fort Hays State University offers both a Bachelor of Arts in Psychology and a Bachelor of Science in Psychology degree in an online format. Students that focus on earning the bachelor of arts degree are required to complete a 20-hour sequence of out-of-department courses. Students also complete at least 10 credit hours of a single foreign language.

The school recommends that students that plan to pursue a graduate degree enroll in the bachelor of science program. Students in this program are required to complete 20 credit hours in the natural sciences, or in mathematics, or in a combination of the two. Students take a minimum of 42 credit hours in psychology courses, in addition to other degree requirements.

Do you have a passion for a career in school psychology? Some students earn continue their education and earn an online master’s degree in school psychology at Fort Hays State University. Tuition for that program is an affordable $287.75 per credit hour.

School Overview

Tuition: $181.64 per credit hour
Accreditation: Higher Learning Commission
Visit School Website
5

Valdosta State University

  • Valdosta, Georgia

Valdosta State University invites students to stand out from the crowd and carefully select some courses in the bachelor’s degree program, or to follow the designated online courses. Students learn to focus on areas such as cognition, intelligence, learning, motivation, perception, personality, emotion, and mental disorders. Discover how the human mind works and how to explain human behavior while completing this program in a completely online format.

School Overview

Tuition: $182.13 per credit hour
Accreditation: SACSCOC
Visit School Website
6

Kennesaw State University

  • Kennesaw, Georgia

Kennesaw State University offers the Bachelor of Science in Psychology online that provides students with the same services and opportunities as students that attend face-to-face classes. The program helps students develop a solid foundation of strong research skills, communication skills, and critical thinking skills. Students have the opportunity to perform independent research or collaborate with a faculty member.

School Overview

Tuition: $185.40 per credit hour
Accreditation: SACSCOC
Visit School Website
7

University of the Cumberlands

  • Williamsburg, Kentucky

The online bachelor’s degree in psychology at the University of the Cumberlands provides a liberal arts background that also reflects the diversity of the profession. The program also focuses on the interests of students and faculty members.

The courses also provide a solid foundation for a graduate degree program. The curriculum is also designed so that students can work in an array of professional careers.

School Overview

Tuition: $199 per credit hour
Accreditation: SACSCOC
Visit School Website
8

Florida International University

  • Miami, Florida

The online Bachelor of Arts in Psychology program at Florida International University provides students with a solid foundation in the skills required for critical thinking and problem solving, the study of scientific research and human behavior, and current trends in psychology. Students progress through the broad, rigorous, and research-based curriculum in preparation to work in a variety of career paths or to prepare for graduate school.

School Overview

Tuition: $228.81 per credit hour
Accreditation: SACSCOC
Visit School Website
9

University of Houston Downtown

  • Houston, Texas

The University of Houston Downtown location offers the Bachelor of Science in Psychology online that gives students the skills and flexibility that employers seek of someone with a psychology degree. The program prepares students to earn a graduate degree if they choose to continue their education and become a professional psychologist.

Students learn to valuate and apply the basic research methods in psychology. This includes research design, data analysis, and interpretation of results. Another learning outcome includes that students use the scientific approach to develop a research question, and use critical thinking to evaluate and synthesize empirical findings.

Tuition: $238.25 per credit hou
Accreditation: SACSCOC
Visit School Website
10

Indiana University East

  • Richmond, Indiana

ndiana University East offers a bachelor’s degree in psychology for students that have completed a minimum of 60 semester hours of transferable credits, or that have completed an associate’s degree. Students must have a minimum of a 2.0 GPA. Students in this program complete at least 18 credit hours in their major, and a minimum of 36 credit hours at level 300 or above.

Students that complete this online Bachelor of Science in Psychology degree complete their courses in a sequence that depends upon which semester the student begins the psychology program.

School Overview

Tuition: $235.59 per credit hour
Accreditation: Higher Learning Commission
Visit School Website
11

Ohio University

  • Athens, Ohio

Ohio University provides students in its online bachelor’s degree in psychology program the same access to high-quality instructors and services offered to traditional students completing their program in person. Students progress through courses that prepares them to work in careers such as human services, health services, or business upon completing the program, or to continue their education after graduation. The school works to help students develop a solid foundation in the primary substantive areas of psychology, and to develop excellent quantitative and research skills.

Ohio University offers a Bachelor of Arts in Psychology for students that already hold an associate’s degree.

School Overview

Tuition: $243 per credit hour
Accreditation: Higher Learning Commission
Visit School Website
12

University of Illinois Springfield

  • Springfield, Illinois

The online Bachelor of Arts in Psychology degree offered by the University of Illinois Springfield complete an individualized concentration. This means that they work with their academic advisor to develop program goals and their courses for their degree. Students complete a senior seminar before graduation. Nearly 50 percent of the program graduates continue their education to earn a graduate degree.

Although admission to the program is competitive, the school has a rolling admissions process for the fall, spring and summer semesters.

School Overview

Tuition: $307.50 per credit hour
Admissions: Higher Learning Commission
Visit School Website
13

Southern New Hampshire University

  • Manchester, New Hampshire

Southern New Hampshire University invites prospective students to navigate the inner workings of the mind by pursuing the online Bachelor of Arts in Psychology degree. Using case studies, cutting edge theories, experiential learning, and building skills in scientific inquiry, students develop an ideal skill set that easily translates to graduate level studies, and any career field where understanding human behavior is important to that career. Learn to present informed conclusions, and to address ethical issues. Students also learn the importance of respect for inclusion, equity and diversity.

There are several concentration options, including addictions, forensic psychology, mental health and applied psychology.

Students enrolled in the master’s degree program choose from three specialization options. Tuition for the 36-credit hour master’s program is $627 per credit hour.  

School Overview

Tuition: $320 per credit hour
Accreditation: New England Commission on Higher Education (NECHE)
14

University of New Mexico

  • Albuquerque, New Mexico

The University of New Mexico offers an accelerated online Bachelor of Arts in Psychology degree with courses presented in an eight-week format. The school offers five start dates throughout the year.

Students take courses such as social psychology, brain and behavior, statistical principles for psychology, and human neuropsychology. Students learn to develop a conceptual understanding of important behavioral principles, applications and theories, as part of the student learning outcomes.

School Overview

Tuition: $369.22 per credit hour
Accreditation: Higher Learning Commission
Visit School Website
15

Franklin University

  • Columbus, Ohio

The bachelor’s degree in psychology program at Franklin University is built on foundation courses that are recommended by the American Psychological Association. The courses in a psychology major at the school provides the skills and knowledge required to explore the psychological, biological and sociological influences on psychological development. Explore the focus areas, which include forensic and criminal psychology, sports psychology, and industrial organizational psychology in depth through a research project and a hands-on field experience.

School Overview

Tuition: $398 per credit hour
Accreditation: Higher Learning Commission
Visit School Website
16

Thomas Edison State University

  • Trenton, New Jersey

Thomas Edison State University offers a Bachelor of Arts in Psychology degree that prepares students to apply psychological principles to personal, social and organizational issues, to learn to articulate the importance of value, diversity and ethical standards in psychology and to demonstrate the other learning outcomes of the program. Students gain a broad knowledge of liberal arts while also developing a strong depth of knowledge in psychology as they progress through the 120-credit hour program.

Members of the military pay just $250 per credit hour for undergraduate tuition.

School Overview

Tuition: $399 per credit hour
Accreditation: Middle States Commission on Higher Education
Visit School Website
17

University of Louisiana at Monroe

  • Monroe, Louisiana

The Bachelor of Arts in Psychology degree offered by the University of Louisiana at Monroe prepares students for advanced study by offering a sound liberal arts foundation, and courses that the school explains are ‘cutting-edge in the field.’ Examples include evolutionary psychology, positive psychology and other courses offered in eight-week sessions. The school offers the program in an online format for undergraduate and graduate psychology students.

Students that wish to focus on a Master of Science in Psychology have concentration options to choose from that best suit their intended career goals. There is no thesis requirement for the master’s program, although the school encourages students that intend to pursue a PhD to complete a thesis. Examples of courses for the forensics track includes psychological assessment, and counseling in criminal justice. Students choose five credit hours of psychology electives in addition to completing required courses.

Many students start their psychology education by completing a bachelor’s degree at the school. The tuition for the master’s degree program is $500 per credit hour.

School Overview

Tuition: $400 per credit hour
Accreditation: SACSCOC
Visit School Website
18

Eastern Kentucky University

  • Richmond, Kentucky

Eastern Kentucky University offers an impressive variety of online affordable psychology programs. Students that start at the bachelor’s degree level have the opportunity to earn the Bachelor’s Degree in Psychology – General Psychology, the Bachelor’s Degree in Psychology – Autism Spectrum Disorders, the Bachelor’s Degree in Psychology – Psychiatric Rehabilitation, or several other concentration options.

Students pursuing a psychology degree at the school discover the versatile applications of psychology, builds critical thinking skills and problem-solving skills. Students take courses such as abnormal psychology, statistics-research, and psychological interviewing and reporting.

The school offers two master’s degree options in psychology. Graduate tuition for these programs is an estimated $637 per credit hour. Tuition at the school is the same for residents and non-resident students.

School Overview

Tuition: $409 per credit hour
Accreditation: SACSCOC
Visit School Website
19

Brescia University

  • Owensboro, Kentucky

The Bachelor of Science in Psychology program at Brescia University provides the foundation for graduates to work in a variety of career paths or to continue their education and earn a graduate degree. Discover how psychology describes and explains human and animal behaviors. Develop a basis for understanding human development and behavior, and develop strong interpersonal and communication skills through this online psychology program.

Enjoy completing a program through a school offering one of the cheapest online psychology degree programs that also offers flexibility and growth potential.

The school also offers a Master of Science in Clinical Psychology degree. Tuition for that program is $600 per credit hour.

Students will enjoy the fact that the school implemented a tuition freeze until at least the year 2022.

School Overview

Tuition: $425 per credit hour
Accreditation: SACSCOC
Visit School Website
20

Tarleton State University

  • Stephenville, Texas

The online Bachelor of Science in Psychology degree at Tarleton State University focuses on studying and observing the study and observation of how biological and environmental factors interact and how they influence human behavior. The program guides students through learning new skills in preparation for job opportunities in a variety of career pathways.

Students either continue their studies in a graduate program or work in careers such as clinical research, counseling, health, educational psychology, or in nonprofit and government agencies.

The listed tuition rate includes the cost of fees.

School Overview

Tuition: est. $416.95 per credit hour
Accreditation: SACSCOC
Visit School Website

Methodology

We understand that researching online psychology degree options is a tedious, time-consuming task for prospective students. We researched these schools and ranked them by assigning a unique score to each school based on the tuition rate. We made sure that each school is properly accredited.

We do our best to be honest, fair and accurate in our representation of each school by gathering information directly from each college or university. We do not permit any school to pay us for a higher ranking. Any school that wishes to be sponsored is listed separately, and then clearly labeled as SPONSORED. Please let us know if you would like to have your school included in our reviews, or if you need to make edits or updates to the current listing of your school.

Psychology is a fast-growing and popular degree. Psychology is a field of study focused on studying the science of the mind and the relationship between mental processes and behavior. Often, this involves attempting to uncover and explore the so-called subconscious or unconscious aspects of the psyche. Psychologists typically find work in mental health, research, education, social work, or clinically. If you’re interested in this field, you can pursue an associate’s degree, bachelor’s degree, master’s degree, or doctoral degree.

As you are likely aware, psychology is not an easy degree. It is a complex, intensive, and competitive field. However, if you have an interest in the mind, behavior, and health, it can be a rewarding and very lucrative path. A psychology degree commonly ranks among the most sought after degrees among employers because employers know that psychology majors are experienced at analysis, communication, research, and have a strong understanding of behavior. As a result, psychology students can find work in a wide range of fields after completing a psychology degree. 

Of course, in the United States today, pursuing a degree can be very expensive. Approximately 70% of students now graduate with student debt. The overall student debt owed at the federal level is a whopping $1.5 trillion. For many people, student debt makes a college degree a crippling endeavor. Starting your career with a large amount of debt can lead to years of stress, financial strain, and income loss. It can force you to delay important life plans, such as saving for a house or starting a family.

Fortunately, there are many different ways to pursue a bachelor’s degree, master’s degree, or doctoral degree without taking on excessive debt. These include scholarships, financial aid, and smart financial planning. Many online bachelor or other higher education programs for general psychology or specialty programs a psychology major might be interested in fully accredited and respected degrees for a fraction of the price of in-person education. As these programs do not require significant physical facilities, they can reduce costs substantially. 

To help, we’ve put together a thorough guide to finding an affordable online psychology program. Below, you’ll find a breakdown of the average cost of an online psychology degree, a guide to finding the least expensive online psychology degrees, and a few helpful tips for saving money while you are in school. Finally, we included a list of some of the best and most affordable online psychology degrees out there. 

Average Cost Of An Online Psychology Degree

Like many other fields, the cost of an online psychology degree can vary quite significantly. There are over 600 different psychology degree programs offered in the United States. These include distance learning, online exclusive, and hybrid programs. 

The average in-state cost of a bachelor’s degree in psychology is $52,800. The cheapest bachelor’s degree in psychology offered in the United States is probably at the University of Florida, which has a tuition of around $15,500. For out of state students, this tuition jumps to approximately $66,300. The most expensive degree in psychology is likely at Nova Southeastern University, which has a tuition cost of $128,300. Keep in mind that these costs are per year. 

At an accredited institution, the average person can expect to pay between $16,000 and $50,000. The actual cost will depend upon several different factors. For instance, state schools tend to offer huge tuition reductions to in-state students. For instance, the University of Houston-Victoria’s tuition is approximately $33,300 for in-state residents but a tuition cost of almost $84,000 for out of state students. Other schools have less variance. For instance, Utah State University charges out of state students about $10,000 more than in-state residents.

For the most part, the average tuition of an online program is less than the average tuition of an in-person degree. The quality of education, level of instruction, and value of the certification are more or less identical, but the use of resources is drastically different.

It is important to remember that tuition is not the only expense when it comes to college, whether it’s undergraduate tuition or an online master’s program. The tuition cost is often the largest single expense, but can be outweighed by the collective cost of additional fees, living, and housing. If you are attending a physical institution, most of these costs are unavoidable. However, online programs do not require the same material facilities and overhead costs as an in-person program. For this reason, they can often end up being a lot cheaper than their in-person alternatives. 

The average cost of a degree for online learners also depends upon the level of education being pursued. For example, a graduate degree tends to cost more than a bachelor’s degree per year. However, you are far more likely to receive funding for a master’s degree than for a bachelor’s degree. To get an accurate understanding of the cost of a degree, it is useful to calculate how much it will cost you, how much funding you are likely to receive, and what the interest on any loans will be. 

It is also a good idea to do a quick return on investment calculation to get a sense of the amount you are likely to earn from a psychology degree. If you are already a working professional, this degree might accelerate your career. If you are entering the workforce for the first time, it can be a great way to get an edge over the competition. If you want to be a forensic psychologist or work in a specialized field like organizational psychology, developmental psychology, experimental psychology, industrial organizational psychology, educational psychology, school psychology, counseling psychology, or abnormal psychology, you may need to pursue a doctoral degree or at least a master’s.

The return on investment with a psych degree can be very high. The median annual salary for an industrial-organizational psychologist is over $110,000. In the scientific research field, psychologists make about $145,000 a year on average. The highest-paid psychology professionals are psychiatrists, who make an average of $216,000 a year.

While salaries this high might make it feel worth taking on serious debt, remember that your student loans will collect interest over time. It will also require consistent payments of a certain amount just to avoid defaulting. As you are unlikely to step directly into a high paying job, it could take years to pay off a substantial portion of your loan. You will end up redirecting a huge portion of your earnings to loan payments. As a result, it is far better to pursue a degree at a lower cost and retain the profits when your salary rises. One of the best ways to pursue a low-cost psychology degree is to seek out online options.

How To Find The Least Expensive Online Psychology Degree

The good news is, it is now easier than ever to compare and contrast schools. When you’re studying online, it is also easier than ever to attend a school in an entirely different location. If the best and cheapest school is three hundred miles away, you no longer need to worry that the cost of moving to a new city will outweigh your savings on tuition. 

Remember, a bachelor’s degree from a university is the same whether you attended classes online or in person. For instance, Eastern Washington University does not award a separate online degree to those who complete a bachelor’s online. Instead, it awards the same bachelor’s degree that it gives to all of its students. As long as the university you attend is accredited, your degree is no less legitimate than the one earned by someone who attended in-person classes because you completed your studies online. Therefore, seeking out the least expensive online degree is, really, just seeking out the least expensive degree you can.  

The benefit of an online degree is not exclusively affordability. Some of the many other benefits for an online student include convenience, versatility, and accessibility. Many people are unable to set their entire life aside to pursue a bachelor’s degree traditionally. This inability can be due to financial reasons, personal reasons, ability reasons, or any number of other reasons. An online degree allows people to easily and conveniently access education. This access is particularly important for those with external obligations or ability requirements. 

To find the most affordable online psychology degree, it is best to first survey the public universities in your state. State universities tend to offer far cheaper tuition to students who are residents of their states than students from other states. As you will not likely have to move locations to undertake online study, it does not matter if the university is in your town or on the other side of the state. Instead, what matters is the quality of education offered and the cost of the program. 

Different states offer different tuition discounts. To determine how much money you would save by pursuing a degree within your state, you will need to take a look at the particulars of your region. One of the states that consistently offers the lowest tuition to students within the state is Florida. Universities in Florida, such as the University of Florida, Florida International University, and the University of Central Florida, offer low tuition rates. In some cases, Florida students pay as much as 75% less than out-of-state students. Other states with low-cost options include New Jersey, Illinois, and Washington. 

After surveying the schools in your state, it is worth looking at the various schools across the country that offer lower tuition rates. Though it is unlikely that a school in another state will offer tuition far less than one in your own, the additional costs can be far less. Also, you can look for schools that offer funds to students. Schools out of state may offer enough funding to make it worth attending them instead. Often, expensive schools are cheaper for students than less expensive ones simply because they offer great scholarships or financial aid. For this reason, it is always a good idea to look into funding opportunities when researching tuition costs. 

Of course, you cannot select a school based upon its cost alone. Instead, prospective students need to make sure that the school is a strong fit for them personally. Students need to know that they can achieve their goals at a school they are considering and that the school can offer a quality education in the specific field of study that the student hopes to pursue. For some, this will mean completing a bachelor’s degree and then going on to graduate school.

Graduate school allows students to pursue their studies further, specializing in a particular area within the field. This specialization is often necessary to work in certain professional settings or to advance in their career. There are two levels to graduate school, generally speaking. These are master’s and doctoral degrees. Master’s programs require 1-3 years to complete. Doctoral programs tend to require 4-6 years of study. Usually, people do not attend graduate school without at least some form of financial assistance. 

Often, people who pursue graduate degrees can offset the cost of their degree by working. This aid generally comes in the form of research assistantships or teaching assistantships. Working as RAs and TAs is also a good way to build work experience while studying. Sometimes, they can even lead to full-time work positions. As a result, attending a school with work opportunities can be another great way to get an inexpensive education. It is also probably the best way to ensure a good return on investment.

Best Ways To Save Money On An Online Psychology Degree

There are many different ways to save money on an online psychology degree. These include working as you study, applying for scholarships or bursaries, selecting an in-state school, and avoiding programs that require relocation. Reducing seemingly insignificant costs such as gym and student lounge fees can end up saving a substantial amount of money. 

One of the best ways to save money is to create an extensive and cohesive budget and then to stick to it. Unfortunately, budgeting for your psychology career can be quite a stressful task. However, it should not be entirely unfamiliar. In many ways, budgeting for a degree is the same basic action as creating any other budget. To begin, you will need to put together a list of your total income, your monthly income, your discretionary income, your essential and non-essential expenses, your savings, and your emergency funds. Unfortunately for many people, these last two tend to be non-existent until post-degree life. 

After creating a basic budget, you can begin to look at your total expenses. By surveying these expenses and identifying what can be reduced or eliminated, it is possible to save quite a bit of money. You can often reduce expenses, including many of the fees typically associated with in-person university degrees, such as bus passes, lab fees, and on-campus services. Though students who attend the campus in person are likely to get great use out of the facilities offered, there is no sense paying for these facilities if you do not have a necessity for them or access to them. 

One of the errors that people commonly make when creating budgets is an expectation of constancy. In reality, your budget will change over time. This does not mean that you are not following your budget properly. Instead, it means that life will cause your expenses and income to fluctuate. To accurately and successfully budget, you should regularly update it. Keep an eye on your upcoming expenses and adjust your budget accordingly. Maintaining a proper budget means adapting regularly. 

There are a large number of tools out there to help you budget more efficiently and effectively. These tools include apps, spreadsheets, financial planners, budgeting software, and finance websites. These digital tools combine well with an online degree as they can be easily implemented into your day to day life as an online student. 

Other than budgeting, there are a lot of different methods for students to save money while in school. Some of the most effective and simplest methods include:

  • Reducing spending
  • Shopping from a list
  • Preparing meals at home
  • Buying used textbooks
  • Buying used homeware and clothing
  • Using student discounts

Also, students can save money by graduating early. Often, it is cheaper to take summer courses and evening classes than an entirely new semester. By taking an extra course a semester, it is fairly easy to graduate earlier than expected. If you work hard and manage to get your credits completed in time, it is possible to save a lot of money by applying for graduation early. Of course, completing the requirements in time will mean a lot of hard work and dedication. 

Cheapest Accredited Online Psychology Degree Programs

There are several advantages to studying psychology online, even at the cheapest accredited schools. These advantages include flexibility, convenience, versatility, condensed course material, streamlined teaching, individualized pacing, and cost-effectiveness. 

The fact that online university degrees are considered cost-effective may surprise some people who have looked into online degrees. However, like in-person options, online colleges can be both expensive and cheap. Often, traditional universities will offer certain courses or programs online. When this occurs, the cost of the course tends to be the same as the cost of an in-person course at the institution. Other times, online college is far cheaper than their in-person alternatives because they do not come with the same physical facilities. 

To make a degree worth the cost, you have to look into the accreditation of the school. If a school is not well established and accredited, a degree may be of little value to you. Unfortunately, the online era has brought an array of profit-seeking institutions with it. On the flip side, countless well-respected universities are offering online programs today. Researchers have identified over 600 different accredited programs offering online psychology degrees in the United States alone. For the student, this means that the options are practically endless. 

Identifying and selecting an affordable university program generally requires a little bit of research. Many people learn about great schools from guidance counselors, former students, peers or coworkers, university fairs, or through independent research. No matter how you are first introduced to a school, there are a few important things to keep in mind when deciding whether or not to apply. 

The first thing to look into when deciding upon schools to apply to is what programs the schools offer. Some schools only offer certain courses online. As a result, it is important to know whether or not you will be able to complete the degree you want to from the school in question. There are a lot of psychology degrees to choose from, including forensic psychology, clinical psychology, sport psychology, criminal justice, developmental psychology, social psychology, applied psychology, counseling psychology, experimental psychology, and school psychology. If you have a specialty in mind, make sure the online psychology degree program you choose has what you need, whether it’s an online bachelor’s degree or an online master’s degree.

Secondly, as a prospective student, it is important to look into the instruction at the school you choose for your psychology program. Make sure that the school is a good fit for you, whether you’re getting a bachelor’s degree or are applying as a graduate student. More than anything, your engagement and connection to the department and material will ensure success in your higher education. Another thing to consider is, of course, the cost. There is no sense applying to a school that you will not be able to afford. There is also no sense applying to a school that will put you into serious debt.

When looking at online options, consider the potential return on investment. Minimizing the cost of your education and maximizing the potential income you will be eligible for upon degree completion. Thankfully, many online psychology schools offer courses at a fairly low cost. Some of the cheapest online psychology degree programs include:

  1. California Coast University
  2. Fort Valley State University
  3. Clayton State University
  4. Fort Hays State University
  5. Valdosta State University

According to our metrics, California Coast University offers the cheapest degree in psychology. When accounting for the differences between in-state and out of state tuition costs, this can vary slightly. For in-state residents, the University of Florida is a cheaper option. However, for most students, this is not the case. To demonstrate the variance, we have also put together a secondary list. 

Some of the other most affordable psychology programs offered online include: 

  1. University of Florida
  2. North Carolina Central University
  3. Middle Georgia State University
  4. Valdosta State University
  5. University of the Cumberlands
  6. Kennesaw State University
  7. Florida International University

It is also possible to apply for online programs from international schools. Often, international schools are cheaper than those in the United States. Other times, the international fees charged to foreign students can outweigh the savings. 

Some of the most affordable international schools include:

  1. Free University of Berlin, Germany
  2. University of Pisa, Italy
  3. Heidelberg University, Germany
  4. University of Basel, Switzerland
  5. University of Wurzburg, Germany

When applying to an international school, it is important to check that the degree will hold weight in your region. If employers do not recognize the degree, the return on investment will be low.

Psychology is a fast-growing and popular degree. Within psychology, it is possible to specialize in a range of other fields. These include educational psychology, industrial organizational psychology, abnormal psychology, and more.  After taking a bachelor’s, a psychology student can go on to further study and specialize in a very niche area. 

If you have an interest in the human psyche and have an affinity for analytics, science, and social intelligence, psychology might be the field of study for you. It can lead to several many career paths, from clinical work to research positions. It can also be lucrative, personally rewarding, and hugely beneficial to society at large. 

Psychologists help us to understand the various connections between the human mind and behavior, which has a wide array of social, educational, health, and analytical benefits. It enables us to treat illnesses and diseases, improve people’s quality of life, and better understand the processes that motivate and guide us. 

Psychology majors have a lot of career options to choose from, and some are not obvious. Some of the overlooked career paths include marketing, research, human resources, public relations, and business. Employers in almost every field recognize the value of a psychology degree. At the highest end of the spectrum, professional psychologists can be some of the highest-paid workers. 

Of course, a bachelor’s degree in psych can cost quite a bit of time, money, and energy. For those who are unable to commit these resources in the traditional method, an online program can be a serious lifesaver. In the digital era, online degrees are more sophisticated and popular than ever. They also tend to be considerably cheaper than their physical counterparts. 

Some of the most affordable online programs in psychology include programs at the California Coast University, Fort Valley State University, Clayton State University, Fort Hays State University, and Valdosta State University. All of these programs are fully accredited and recognized. They offer courses in everything from cognition to perception. If you’re interested in studying psychology but are concerned about the cost of education, it is worth starting your search with this list. From here, you can branch out and explore the various study options available, whether you’re pursuing general psychology or something more specialized like forensic psychology. 

Find the program that’s right for you

Whether you’re trying to start your career or make a big change, we can help you find the perfect school to help you reach your goals.

Degree Finder
BestValueSchools.org is an advertising-supported site. Featured or trusted partner programs and all school search, finder, or match results are for schools that compensate us. This compensation does not influence our school rankings, resource guides, or other editorially-independent information published on this site.
Scroll to Top