Best Value Online Psychology Degree Programs 2024

January 26, 2024 | Admin

Cheapest Online Psychology Degree

Consider earning a degree in psychology from one of the cheapest online psychology degree programs and receive the same quality of education that you would receive at a more expensive school. A myth is that career success depends on obtaining a degree from an elite or leading school. However, colleges and universities offering more affordable psychology programs offer fully accredited degrees, and the education you receive can provide the same or similar opportunities.

Most Affordable Online Colleges for Psychology Degrees

Rank School Location
1California Coast UniversitySanta Ana, California
2Fort Valley State UniversityFort Valley, Georgia
3Clayton State UniversityMorrow, Georgia
4Fort Hays State UniversityHays, Kansas
5Valdosta State UniversityValdosta, Georgia

Psychology Job Outlook

Earning a bachelor’s in psychology prepares graduates to work in various professions that require critical thinking, communication, problem-solving, and other skills that come with earning a degree with real-world applications.

Continuing your education beyond the bachelor’s degree level helps to prepare future psychologists to work in the profession. There are a variety of concentrations that a student can choose to focus on based on their interests. Some examples include clinical psychologists, forensic psychologists, industrial-organizational psychologists, and school psychologists.

Psychology students have the benefit of a positive psychology job outlook. The Bureau of Labor Statistics (BLS) indicates that psychologists will be needed in a variety of fields in the near future. Clinical psychologists, school psychologists, industrial-organizational psychologists, and psychologists working with the elderly and veterans are among the roles encouraging psychological job outlook.

Positive Growth: It’s a Good Time to Get a Psychology Degree

The BLS projects 8 percent job growth for the profession between 2020 and 2030. In addition, the BLS estimates that 13,500 new jobs will be added yearly over the same period.

The tuition rate given for these cheapest online psychology programs is for a bachelor’s degree program unless stated differently in the description of an individual school.

Tuition: A Quick Note

Please note that tuition pays for enrolling in a class and each credit hour of instruction. Education does not include the cost of fees or other expenses such as books or supplies unless stated in a school’s description. The tuition rates given by a school are typically the cost of in-state tuition. Some schools charge a different tuition rate for students living outside the state.

The Top 32 Cheapest Online Psychology Degrees


California Coast University

  • Santa Ana, California

California Coast University offers an online bachelor’s in psychology program that is a self-paced, 100 percent online program. The school explains that some learning outcomes include comparing and contrasting theories of behavioral psychology, examining program content about ethical reasoning, social responsibility, global citizenship, civic engagement, examining major issues in human relations, the science of emotion, and factors that shape personality.

The school offers a 10 percent discount for active-duty military members, veterans, first responders, and individuals with a prior California Coast University degree.

The tuition rate for the online Master of Science in Psychology degree is an affordable $230 per unit or credit hour.

School Overview

Tuition: $150 per credit hour
Accreditation: Distance Education Accrediting Commission
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Fort Valley State University

  • Fort Valley, Georgia

Fort Valley State University explains that because individuals earning a psychology degree are experts in human behavior, graduates often follow various career paths, and most pursue a graduate degree. Students that enroll in the Bachelor of Arts in Psychology program receive the tools, support, and information that they need to complete the psychology degree requirements.

Gain the skills you need to work in human services, human resources, public policy, and other careers. Most students pursue a graduate degree in psychology.

School Overview

Tuition: $169.33 per credit hour
Accreditation: SACSCOC
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Clayton State University

  • Morrow, Georgia

Clayton State University offers an online Bachelor’s in Psychology and Human Services degree that prepares online students to begin employment immediately after earning or continuing their education. The program focuses on developing strong critical thinking and problem-solving skills while blending theory, research, and application.

Students enjoy the flexibility of learning wherever they choose to complete program requirements.

School Overview

Tuition: $169.33 per credit hour
Accreditation: SACSCOC
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Fort Hays State University

  • Hays, Kansas

Fort Hays State University offers a Bachelor of Arts in Psychology and a Bachelor of Science in Psychology degree online. Online students who focus on earning the Bachelor of Arts degree must complete a 20-hour sequence of out-of-department courses. Students also complete ten credit hours in a single foreign language.

The school recommends that students who plan to pursue a graduate degree enroll in the Bachelor of Science program. Students in this program must complete 20 credit hours in the natural sciences, mathematics, or a combination of the two. In addition, students take at least 42 credit hours in psychology courses and other degree requirements.

Do you have a passion for a career in school psychology?

Some students earn, continue their education, and get an online master’s degree in school psychology at Fort Hays State University. Tuition for that program is an affordable $287.75 per credit hour.

School Overview

Tuition: $181.64 per credit hour
Accreditation: Higher Learning Commission
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Valdosta State University

  • Valdosta, Georgia

Valdosta State University invites students to stand out from the crowd and carefully select some courses in the bachelor’s in Psychology degree program or to follow the designated online courses.

Psychology students learn to focus on cognition, intelligence, learning, motivation, perception, personality, emotion, and mental disorders. Discover how the human mind works and how to explain human behavior while completing this program in a completely online format.

School Overview

Tuition: $182.13 per credit hour
Accreditation: SACSCOC
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Kennesaw State University

  • Kennesaw, Georgia

Kennesaw State University offers an online Bachelor’s in Psychology that provides online students with the same services and opportunities as students that attend face-to-face classes. The program helps students develop a solid foundation of strong research skills, communication skills, and critical thinking skills. In addition, online students can perform independent research or collaborate with a faculty member.

School Overview

Tuition: $185.40 per credit hour
Accreditation: SACSCOC
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University of the Cumberlands

  • Williamsburg, Kentucky

The online bachelor’s in psychology at the University of the Cumberlands provides a liberal arts background that reflects the profession’s diversity. The program also focuses on the interests of students and faculty members.

The courses also provide a solid foundation for a graduate degree program. The curriculum is also designed so psychology students can work in various professional careers.

School Overview

Tuition: $199 per credit hour
Accreditation: SACSCOC
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Florida International University

  • Miami, Florida

The online Bachelor’s in Psychology program (arts) at Florida International University provides students with a solid foundation in the skills required for critical thinking and problem solving, scientific research and human behavior study, and current trends in psychology. Students progress through the broad, rigorous, research-based curriculum to work in various career paths or prepare for graduate school.

School Overview

Tuition: $228.81 per credit hour
Accreditation: SACSCOC
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University of Houston Downtown

  • Houston, Texas

The University of Houston Downtown location offers online Bachelor’s in Psychology, which gives students the skills and flexibility that employers seek from someone with a psychology degree. The program prepares students to earn a graduate degree if they choose to continue their education and become professional psychologists

Students learn to evaluate and apply the basic research methods in psychology. It includes research design, data analysis, and interpretation of results. Another learning outcome includes using a scientific approach to develop a research question and using critical thinking to evaluate and synthesize empirical findings.

Tuition: $238.25 per credit hou
Accreditation: SACSCOC
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Indiana University East

  • Richmond, Indiana

Indiana University East offers a bachelor’s in psychology for students who have completed a minimum of 60 semester hours of transferable credits or an associate degree. Students must have a minimum of a 2.0 GPA. Students in this program complete at least 18 credit hours in their major and a minimum of 36 credit hours of at level 300 or above.

Students who complete this online Bachelor’s in Psychology degree also complete their courses in a sequence that depends upon which semester the student begins the psychology program.

School Overview

Tuition: $235.59 per credit hour
Accreditation: Higher Learning Commission
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Ohio University

  • Athens, Ohio

Ohio University provides students with its online psychology degrees of bachelor’s program with the same access to high-quality instructors and services offered to traditional students completing their program in person. Psychology students progress through courses that prepare them to work in careers such as human services, health services, or business upon either completion of the program or to continue their education after graduation.

The school works to help students develop a solid foundation in the primary substantive areas of psychology and excellent quantitative and research skills.

School Overview

Tuition: $243 per credit hour
Accreditation: Higher Learning Commission
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University of Illinois Springfield

  • Springfield, Illinois

The online Bachelor of Arts in Psychology degree offered by the University of Illinois Springfield completes an individualized concentration. This means that they work with their academic advisor to develop program goals and their courses for their degree. Students complete a senior seminar before graduation. Nearly 50 percent of the program graduates continue their education to earn a degree.

Although admission to the program is competitive, the school has a rolling admissions process for the fall, spring, and summer semesters.

School Overview

Tuition: $307.50 per credit hour
Admissions: Higher Learning Commission
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Southern New Hampshire University

  • Manchester, New Hampshire

Southern New Hampshire University invites prospective students to navigate the inner workings of the mind by pursuing the online Bachelor of Arts in Psychology degree. Using case studies, cutting-edge theories, experiential learning, and building skills in scientific inquiry, students develop an ideal skill set that easily translates to graduate-level studies. And it assists them in any career field where understanding human behavior is essential.

Students learn to present informed conclusions and address ethical issues. In addition, they also understand the importance of respect for inclusion, equity, and diversity.

There are several concentration options, including addictions, forensic psychology, mental health, and applied psychology.

Students enrolled in the master’s degree program choose from three specialization options. The 36-credit hour master’s program tuition is $627 per credit hour.

School Overview

Tuition: $320 per credit hour
Accreditation: New England Commission on Higher Education (NECHE)
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University of New Mexico

  • Albuquerque, New Mexico

The University of New Mexico offers an accelerated online Bachelor of Arts in Psychology degree with courses presented in an eight-week format. The school offers five start dates throughout the year.

Students take courses such as social psychology, brain and behavior, statistical principles for psychology, and human neuropsychology. In addition, students learn to develop a conceptual understanding of critical behavioral principles, applications, and theories as part of the student learning outcomes.

School Overview

Tuition: $369.22 per credit hour
Accreditation: Higher Learning Commission
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Franklin University

  • Columbus, Ohio

The bachelor’s in psychology program at Franklin University is built on foundation courses recommended by the American Psychological Association. The courses in a psychology major at the school provide the skills and knowledge required to explore the psychological, biological, and sociological influences on psychological development.

Explore the focus areas, which include forensic and criminal psychology, sports psychology, and industrial-organizational psychology, through a research project and hands-on field experience.

School Overview

Tuition: $398 per credit hour
Accreditation: Higher Learning Commission
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Thomas Edison State University

  • Trenton, New Jersey

Thomas Edison State University offers a Bachelor of Arts in Psychology degree that prepares students to apply psychological principles to personal, social, and organizational issues.

Psychology students learn to articulate the importance of value, diversity, and ethical standards in psychology and demonstrate the other learning outcomes of the program. They gain a broad knowledge of liberal arts while also developing an in-depth understanding of psychology as they progress through the 120-credit hour program.

Military members pay just $250 per credit hour for undergraduate tuition.

School Overview

Tuition: $399 per credit hour
Accreditation: Middle States Commission on Higher Education
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University of Louisiana at Monroe

  • Monroe, Louisiana

The Bachelor of Arts in Psychology degree offered by the University of Louisiana at Monroe prepares students for advanced study by providing a sound liberal arts foundation and courses that the school explains are ‘cutting-edge in the field.’ Examples include evolutionary psychology, positive psychology, and other courses offered in eight-week sessions.

In addition, the school offers the program in an online format for undergraduate and graduate psychology students.

Students that wish to focus on a Master of Science in Psychology have concentration options to choose from that best suit their intended career goals. There is no thesis requirement for the master’s program, although the school encourages psychology students that intend to pursue a Ph.D. to complete a thesis.

Examples of courses for the forensics track include psychological assessment and counseling in criminal justice. Students choose five credit hours of psychology electives in addition to completing required courses.

Many students start their psychology education by completing a bachelor’s at the school. The tuition for the master’s degree program is $500 per credit hour.

School Overview

Tuition: $400 per credit hour
Accreditation: SACSCOC
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Eastern Kentucky University

  • Richmond, Kentucky

Eastern Kentucky University offers an impressive variety of affordable online psychology degrees. Students that start at the bachelor’s degree level can earn a Bachelor’s Degree in Psychology – General Psychology, a Bachelor’s Degree in Psychology – Autism Spectrum Disorders, a Bachelor’s Degree in Psychology – Psychiatric Rehabilitation, or several other concentration options.

Students pursuing a psychology degree at the school discover the versatile applications of psychology and build critical thinking and problem-solving skills. Students take abnormal psychology, statistics-research, and psychological interviewing and reporting courses.

The school offers two master’s degree options in psychology. Graduate tuition for these programs is an estimated $637 per credit hour. Education at the school is the same for residents and non-resident students or online students.

School Overview

Tuition: $409 per credit hour
Accreditation: SACSCOC
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Brescia University

  • Owensboro, Kentucky

The Bachelor of Science in the Psychology program at Brescia University provides the foundation for graduates to work in a variety of career paths or to continue their education and earn a graduate degree.

Discover how psychology describes and explains human and animal behaviors. Develop a basis for understanding human development and behavior and develop strong interpersonal and communication skills through this online psychology program.

Enjoy completing a program through a school offering one of the cheapest online psychology degree programs that offer flexibility and growth potential.

The school also offers a Master of Science in Clinical Psychology degree. Tuition for that program is $600 per credit hour.

Students will enjoy the fact that the school implemented a tuition freeze until at least 2022.

School Overview

Tuition: $425 per credit hour
Accreditation: SACSCOC
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Tarleton State University

  • Stephenville, Texas

The online Bachelor of Science in Psychology degree at Tarleton State University focuses on studying and observing the study and observation of how biological and environmental factors interact and how they influence human behavior.

In addition, the program guides students through learning new skills in preparation for job opportunities in various career pathways.

Students either continue their studies in a graduate program or work in careers such as clinical research, counseling, health, educational psychology, or nonprofit and government agencies.

School Overview

Tuition: est. $416.95 per credit hour
Accreditation: SACSCOC
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Bellevue University

  • Bellevue, Nebraska

Ready to delve into the latest research in the field of psychology? This program can be the perfect fit for students who are ready to begin their education in mental health. Available both in-person and online, this program gives students the chance to participate in and publish research, allowing them to graduate with experience rare for undergraduate students to accomplish.


Tuition: $315 per credit hour
Accreditation: HLC
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California Baptist University

  • Riverside, California

This undergraduate psychology program puts a heavy focus on hands-on training, allowing students to enter the field with confidence after they graduate. The school’s religious base allows students of the Baptist faith to work with professionals in the field who share their beliefs. The program emphasizes human relationships, behavior, and psychological theory, and also allows students to explore the connections between the field of psychology and the Bible.


Tuition: $760
Accreditation: WASC
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Central Washington University

  • Kittias County, Washington

There are two options for psychology majors at Central Washington University: a 60-credit option and a 45-credit option. Both options can be completed in-person or online, making it easy for students to choose a schedule that makes sense for their needs. Each option prepares students to either enter the field of mental health or apply for admission to a graduate study program.


Tuition: $230 per credit hour
Accreditation: NWCCU
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City University of Seattle

  • Seattle, Washington

This online program provides busy students with the flexibility necessary to earn their undergraduate degree. This degree program teaches applied psychology, allowing students to learn about psychological theory as well as the techniques they’ll need to directly apply their knowledge in their career. In addition to theory and application, students also gain knowledge of abnormal psychology, research methodology, professional writing, diversity issues, family systems, and more.


Tuition: $470 per credit hour
Accreditation: NWCCU
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Columbia College

  • New York City, New York

At Columbia College, students get the chance to work with world-class professors while developing their knowledge in the field. Students learn practical ways to help people with their mental health, as well as best practices in research methods. Courses at Columbia College also work to develop quantitative literacy, allowing students to read research studies and use the information to inform their own work. Students in the major are also required to complete a senior seminar in which they explore a research question and work to develop their own communication skills.


Tuition: $375 per credit hour
Accreditation: HLC
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Dakota State University

  • Madison, South Dakota

Students majoring in psychology at Dakota State get an overview of psychological topics, including psych theory, research, developmental psychology, memory, social behavior, abnormal psychology, and more. While students are well-prepared to enter the field following the completion of their degree, they’ll also be ready to succeed in a number of career paths, including human resources, training and development, and more.


Tuition: $354
Accreditation: HLC
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Eastern Oregon University

  • La Grande, Oregon

This psychology program combines the latest knowledge in the field with a broad liberal arts education, preparing students with the knowledge and skills that they need to move forward in whatever career path they choose. Students gain knowledge in both applied and experimental psychology, allowing them to develop the skills they need to work with clients directly and to design and complete research studies.


Tuition: $278 per credit hour
Accreditation: NWCCU
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Fayetteville State University

  • Fayetteville, North Carolina

This degree program prepares students for both a career in mental health and to begin applying for graduate programs. This program is offered fully online, making it easier for students to get the education they need in a way that makes sense for a busy schedule. Students have the opportunity to earn their Master of Arts, allowing them to focus on communication skills and creativity while also learning the ins and outs of the field.


Tuition: $215 per credit hour
Accreditation: SACSCOC
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Indiana State University

  • Terre Haute, Indiana

The psychology major at Indiana state prepares students to work in a number of fields, including mental health, social service, business, and government. Many graduates of the program also go on to graduate study. Students get a solid core understanding of psychology while also taking the time to develop their interests through elective courses. Dedicated faculty members spend time both conducting research and teaching classes, allowing students access to the professionals who are moving the field forward.


Tuition: $342 per credit hour
Accreditation: HLC
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Mississippi State University

  • Starkville, Mississippi

This online degree provides students with the flexibility they need to complete their degree on their own time. Many students transfer to this program from other schools, while others get their start at MSU. The program boasts world-class faculty that provide students with information on the latest in the field, including both research and best practices. With 45 hours of elective courses, students have the option to design a program that allows them to graduate with specialized knowledge in their field of interest.


Tuition: $386 per credit hour
Accreditation: SACSCOC
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Northwestern State University of Louisiana

  • Natchitoches, Louisiana

This program is designed to allow students to either gain an overall knowledge of psychology or dig into a specialty area. In addition to working in mental health, this degree prepares students to work in a variety of fields, as its emphasis on communication makes graduates an asset to any employer. Many graduates go on to work in human resources or communication, while others move forward with graduate studies in psychological research.


Tuition: $2,590 per semester (flat rate)
Accreditation: SACSCOC
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Park University

  • Parkville, Missouri

The Bachelor of Arts in psychology program at Park offers students both theoretical and applied knowledge in the field of mental health. Graduates often go on to work in education, medicine, counseling, and more. The program is also designed to prepare students to go on to graduate school and earn their master’s or doctorate degree.


Tuition: $718 per credit hour
Accreditation: HLC
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How long does it take to earn an online psychology degree?

Typically, it takes four years to earn an undergraduate psychology degree, and two years to earn a master’s degree. If you’re able to bulk up your course load, you may be able to complete your degree in less time.

How to Pay for a Psychology Degree

Paying for school can be tough, and thankfully, there are options. Filling out the Federal Application For Student Aid (FAFSA) is usually the first step toward exploring your options. Simply go to fafsa.gov to begin the process of filling out the form to determine your financial aid eligibility. You’ll also want to talk with your school’s financial aid office to learn about school-specific grants and loans that can help ease the burden of paying your tuition.


Grants are ideal when it comes to finding the right financial aid for your education–this is money you don’t have to pay back. You’ll be considered for federal grants when you fill out the FAFSA, and you’ll also want to look for grants specific to your demographic and major.

Work-Study Programs

Work-study programs give you the chance to work in an area of your interest while you also earn money. Work-study funds are given to you directly in the form of a weekly or bi-weekly paycheck, so you’ll need to apply them directly to your tuition, room, board, or other expenses. Talk with your school’s financial aid office about the work-study opportunities offered by your university.


A scholarship is an award given for stellar academic performance, or for meeting other specific requirements. There are many niche scholarships available, and it’s smart to talk with your school’s financial aid office about scholarships that may be a good fit for you (that you aren’t automatically considered for by filling out the FAFSA).

Financial Aid and Scholarships

For many students, a combination of financial aid and scholarships provides the financial help necessary to move forward with their education. Applying for scholarships alongside financial aid can help to lower the total amount that you’ll eventually need to pay back after you complete your degree.

Psychology Degree Salary and Career Options

Many people earn their undergraduate degree in psychology–for good reason. Earning your undergraduate psychology degree is a great first step toward graduate school, earning your license to practice as a therapist, and more. 

Bachelor’s Degree Careers

Earning your bachelor’s degree in psychology doesn’t qualify you to work as a licensed therapist, but it can put you on the path to serving clients. With your bachelor’s degree, you’ll be able to work in group homes and be a part of the staff team in organizations that serve people’s mental health. A degree in psychology can also set you up for success in careers outside of the mental health field. You’ll need to earn your master’s degree in order to practice one-on-one with clients.

Master’s Degree Careers

Generally, you’ll need a master’s degree to perform group or one-on-one therapy. In most states, a master’s degree is required to work as a licensed therapist. After you earn your master’s degree (or while you’re in the process of earning your master’s degree), you’ll need to practice under the supervision of a licensed therapist in order to qualify for your own license. After you earn your license, you’ll be able to work as a therapist, a licensed professional counselor, a marriage and family therapist, or create your own private practice.

Finding the Best Online Colleges for Psychology

It isn’t easy to find the best online colleges for psychology. We understand that researching online psychology degree options is tedious and time-consuming for prospective students.

We researched these schools and ranked them by assigning a unique score to each school based on the tuition rate. In addition, we made sure that each school is appropriately accredited.

We do our best to be honest, fair, and accurate in our representation of each school by gathering information directly from each college or university. We do not permit any school to pay us for a higher ranking.

Any school that wishes to be sponsored is listed separately and then clearly labeled as SPONSORED. Please let us know if you would like to have your school included in our reviews or if you need to make edits or updates to the current listing of your school.

Psychology is a fast-growing and popular degree. Psychology is a field focused on studying the science of the mind and the relationship between mental processes and behavior. Often, this involves attempting to uncover and explore the so-called subconscious or unconscious aspects of the psyche.

Psychologists typically find work in mental health, research, education, social work, or the clinical field. If you’re interested in this field, you can pursue an associate degree, bachelor’s degree, master’s degree, or doctoral degree.

As you are likely aware, psychology is not an easy degree. It is a complex, intensive, and competitive field. However, if you have an interest in the mind, behavior, and health, it can be a rewarding and very lucrative path.

A psychology degree commonly ranks among the most sought-after degrees among employers because employers know that psychology majors are experienced in analysis, communication, and research and have a strong understanding of behavior. As a result, psychology students can find work in a wide range of fields after completing a psychology degree.

Of course, in the United States today, pursuing a degree can be very expensive. Approximately 70% of students now graduate with student debt. The overall student loan debt is a whopping $1.7 trillion. For many people, student debt makes a college degree a crippling endeavor.

Starting your career with a large amount of debt can lead to years of stress, financial strain, and income loss. In addition, it can force you to delay important life plans, such as saving for a house or starting a family.

Fortunately, there are many different ways to pursue a bachelor’s degree, master’s degree, or doctoral degree without taking on excessive debt. These include scholarships, financial aid, and smart financial planning.

Many online bachelor’s in psychology or other higher education programs for general psychology or specialty programs, a psychology major might be interested in fully accredited and respected degrees for a fraction of the price of in-person education. As these programs do not require significant physical facilities, they can reduce costs substantially.

To help, we’ve put together a thorough guide to finding an affordable online psychology program.

Below, you’ll find a breakdown of the average cost of online psychology degree cost, a guide to finding the least expensive online psychology degrees, and a few helpful tips for saving money while in school.

Finally, we included a list of some of the best and most affordable online psychology degrees.

Average Cost of an Online Psychology Degree

Like many other fields, the cost of an online psychology degree can vary significantly. There are over 600 different psychology degree programs offered in the United States. These include distance learning, online exclusive, and hybrid programs.

The average in-state cost of a bachelor’s in psychology is $52,800. The cheapest bachelor’s degree in psychology offered in the United States is probably at the University of Florida, which has a tuition of around $15,500.

For out-of-state students, this tuition jumps to approximately $66,300. The most expensive degree in psychology is likely at Nova Southeastern University, which has a tuition cost of $128,300. Keep in mind that these costs are per year.

At an accredited institution, the average person can expect to pay between $16,000 and $50,000. The actual cost will depend upon several different factors.

The state schools offer massive tuition reductions to in-state students. For instance, the University of Houston-Victoria’s tuition is approximately $33,300 for in-state residents but a tuition cost of almost $84,000 for out-of-state students. Other schools have less variance. For instance, Utah State University charges about $10,000 more for out-of-state students than in-state residents.

For the most part, the average tuition for an online bachelor’s degree is less than the average tuition for an in-person degree. The quality of education, level of instruction, and value of the certification is more or less identical, but the use of resources is drastically different.

It is important to remember that tuition is not the only expense when it comes to college, whether it’s undergraduate tuition or an online master’s program. The tuition cost is often the largest single expense but can be outweighed by the collective cost of additional fees, living, and housing.

Most of these costs are unavoidable if you attend a physical institution. However, online programs do not require the same material facilities and overhead costs as in-person programs. For this reason, they often end up being much cheaper than their in-person alternatives.

Consider Your Degree Level

The average online psychology degree cost for online learners also depends upon the level of education being pursued. For example, a graduate degree costs more than a bachelor’s degree per year.

However, you are far more likely to receive a master’s degree funding than a bachelor’s degree. To get an accurate understanding of the cost of a degree, it is helpful to calculate how much it will cost you, how much funding you are likely to receive, and what the interest on any loans will be.

Return on Investment

It is also a good idea to do a quick return on investment calculation to understand the amount you are likely to earn from a psychology degree. This degree might accelerate your career if you are already a working professional. If you are entering the workforce for the first time, it can be a great way to get an edge over the competition.

Suppose you want to be a forensic psychologist or work in a specialized field, like organizational psychology, developmental psychology, experimental psychology, industrial organizational psychology, educational psychology, school psychology, counseling psychology, or abnormal psychology. In that case, you may need to pursue a doctoral degree or at least a masters.

The return on investment with a psych degree can be very high. For example, the median annual salary for an industrial-organizational psychologist exceeds $100,000.

Understanding Debt: What You Need to Know

While high salaries might make it worth taking on serious debt, remember that your student loans will collect interest over time. It will also require consistent payments of a certain amount just to avoid defaulting. As you are likely to step directly into a high-paying job, paying off a substantial portion of your loan could take years. You will end up redirecting a massive portion of your earnings to loan payments. As a result, it is far better to pursue a degree at a lower cost and retain the profits when your salary rises.

One of the best ways to pursue a low-cost psychology degree is to seek online options.

How To Find the Least Expensive Online Psychology Degree

The good news is that comparing and contrasting schools is now easier than ever. When you’re studying online, it is also easier than ever to attend a school in an entirely different location. If the best and cheapest school is three hundred miles away, you no longer need to worry that the cost of moving to a new city will outweigh your savings on tuition.

Remember, a bachelor’s in psychology degree from a university is the same whether you attend classes online or in person. For instance, Eastern Washington University does not award a different online degree to online students who complete a bachelor’s online. Instead, it awards the same bachelor’s in psychology degree that it gives to all of its students.

As long as the university you attend is accredited, your degree is no less legitimate than the one earned by someone who attended in-person classes because you completed your studies online. Therefore, seeking out the least expensive online bachelor’s in psychology degree is just like seeking out the least costly degree.

The benefit of an online bachelor’s in psychology degree is more than affordability. Some other benefits for online students include convenience, versatility, and accessibility. Many people cannot traditionally set their entire life aside to pursue a bachelor’s degree. This inability can be due to financial reasons, personal reasons, ability reasons, or any number of other reasons.

An online degree allows people to quickly and conveniently access education. This access is essential for those with external obligations or ability requirements.

To find the most affordable online psychology degree, it is best to first survey the public universities in your state. State universities tend to offer far cheaper tuition to residents of their states than students from other states. As you will not likely have to move locations to undertake online study, it does not matter if the university is in your town or on the other side of the state—instead, the quality of education and the program’s cost matter.

Different states offer different tuition discounts. To determine how much money you would save by pursuing a degree within your state, you will need to look at your region’s particulars.

One of the states that consistently offers the lowest tuition to students within the state is Florida. Universities in Florida, such as the University of Florida, Florida International University, and the University of Central Florida, offer low tuition rates.

In some cases, Florida students pay as much as 75% less than out-of-state students. Other states with low-cost options include New Jersey, Illinois, and Washington.

After surveying the schools in your state, it is worth looking at the various schools across the country that offer lower tuition rates. Though it is unlikely that a school in another state will offer tuition far less than one in your own, the additional costs can be far less.

Similarly, you can look for schools that provide funds for students. Schools out of state may offer enough funding to make it worth attending them instead. Often, expensive schools are cheaper for students than less expensive ones simply because they provide great scholarships or financial aid. Therefore, when researching tuition costs, it is always a good idea to look into funding opportunities.

Of course, you cannot select a school based on its cost alone. Instead, prospective students need to personally ensure the school is a strong fit for them. In addition, students need to know that they can achieve their goals at a school they are considering and that the school can offer a quality education in the specific field of study the student hopes to pursue. For some, this will mean completing a bachelor’s degree and then going on to graduate school.

Graduate school allows students to pursue their studies further, specializing in a particular area within the field. This specialization is often necessary to work in certain professional settings or advance their careers.

There are two levels to graduate school. These are master’s and doctoral degrees. Master’s programs require 1-3 years to complete. Doctoral programs tend to require 4-6 years of study. Usually, people do not attend graduate school without at least some financial assistance.

People who pursue graduate degrees can often offset the cost of their degree by working. This aid generally comes in the form of research assistantships or teaching assistantships. Working as RAs and TAs is also an excellent way to build work experience while studying. Sometimes, they can even lead to full-time work positions. As a result, attending a school with work opportunities can be another great way to get an affordable education. It is also the best way to ensure a good return on investment.

Best Ways to Save Money on an Online Psychology Degree

There are many different ways to save money on an online psychology degree. These include working as you study, applying for scholarships or bursaries, selecting an in-state school, and avoiding programs that require relocation.

Reducing seemingly insignificant costs such as gym and student lounge fees can end up saving a substantial amount of money.

Create a Budget

One of the best ways to save money is to create an extensive and cohesive budget and stick to it. Unfortunately, budgeting for your psychology career can be quite a stressful task. However, it should not be entirely unfamiliar. In many ways, budgeting for a degree is the same basic action as creating any other budget. To begin, you will need to put together a list of your total income, your monthly income, your discretionary income, your essential and non-essential expenses, your savings, and your emergency funds. Unfortunately for many people, these last two tend to be non-existent until post-degree life.

After creating a basic budget, you can begin to look at your total expenses. By surveying these expenses and identifying what can be reduced or eliminated, it is possible to save quite a bit of money. You can often reduce expenses, including many of the fees typically associated with in-person university degrees, such as bus passes, lab fees, and on-campus services.

Though students who attend the campus in person are likely to get great use out of the facilities offered, there is no sense paying for these facilities if you do not have a necessity for them or access to them.

Expect the Unexpected

One of the errors that people commonly make when creating budgets is an expectation of constancy. In reality, your budget will change over time. It does not mean that you are not following your budget properly. Instead, it means that life will cause your expenses and income to fluctuate.

To accurately and successfully budget, you should regularly update it. Keep an eye on your upcoming expenses and adjust your budget accordingly. Maintaining a proper budget means adapting regularly.

There are a large number of tools out there to help you budget more efficiently and effectively. These tools include apps, spreadsheets, financial planners, budgeting software, and finance websites. These digital tools combine well with an online degree as they can be easily implemented into your day-to-day life as an online student.

Other than budgeting, there are a lot of different methods for students to save money while in school. Some of the most effective and simplest methods include:

  • Reducing spending
  • Shopping from a list
  • Preparing meals at home
  • Buying used textbooks
  • Buying used homeware and clothing
  • Using student discounts

Also, students can save money by graduating early. Often, it is cheaper to take summer courses and evening classes than an entirely new semester. By taking an extra course a semester, it is easy to graduate earlier than expected.

If you work hard and manage to get your credits completed in time, it is possible to save a lot of money by applying for graduation early. Of course, completing the requirements in time will mean a lot of hard work and dedication.

Cheapest Accredited Online Psychology Programs

There are several advantages to studying psychology online, even at the cheapest accredited schools. These advantages include flexibility, convenience, versatility, condensed course material, streamlined teaching, individualized pacing, and cost-effectiveness.

The fact that online university degrees are considered cost-effective may surprise some people who have looked into online degrees. However, like in-person options, online colleges can be both expensive and cheap.

Often, traditional universities will offer certain courses or programs online. When this occurs, the cost of the course tends to be the same as the cost of an in-person course at the institution. Other times, online college is far cheaper than their in-person alternatives because they do not come with the same physical facilities.

Make Your Degree Worth It

To make a degree worth the cost, you have to look into the accreditation of the school. If a school is not well established and accredited, a degree may be of little value to you. Unfortunately, the online era has brought an array of profit-seeking institutions with it. On the flip side, countless well-respected universities are offering online programs today. For the student, this means that the options are practically endless.

Identifying and selecting an affordable university program requires a little bit of research. Many people learn about great schools from guidance counselors, former students, peers or coworkers, university fairs, or through independent research. No matter how you are first introduced to a school, there are a few important things to keep in mind when deciding whether or not to apply.

The first thing to look into when deciding about schools to apply to is what programs the schools offer. Some schools only offer certain courses online. As a result, it is important to know whether or not you will be able to complete the degree you want to from the school in question.

Consider a Specialty

There are many types of psychology degrees to choose from, including forensic psychology, clinical psychology, sport psychology, criminal justice, developmental psychology, social psychology, applied psychology, counseling psychology, experimental psychology, and school psychology.

If you have a specialty in mind, make sure the online psychology degree program you choose has what you need, whether it’s an online bachelor’s degree or an online master’s in psychology degree.

Secondly, as a prospective student, it is important to look into the instruction at the school you choose for your psychology degree program. Make sure that the school is a good fit for you, whether you’re getting a bachelor’s in psychology degree or are applying as a graduate student.

Get Connected

More than anything, your engagement and connection to the department and material will ensure success in your higher education. Another thing to consider is, of course, the cost. There is no sense in applying to a school that you will not be able to afford.

When looking at online options, consider the potential return on investment. Minimizing the cost of your education and maximizing the potential income you will be eligible for upon degree completion. Thankfully, many online psychology schools offer courses at a fairly low cost.

Some of the cheapest online psychology programs include:

  1. California Coast University
  2. Fort Valley State University
  3. Clayton State University
  4. Fort Hays State University
  5. Valdosta State University

According to our metrics, California Coast University offers the cheapest degree in psychology. However, this can vary slightly when accounting for the differences between in-state and out-of-state tuition costs. For in-state residents, the University of Florida is a cheaper option. However, for most students, this is different. To demonstrate the variance, we have also put together a secondary list.

Some of the other most affordable psychology programs offered online include:

  1. University of Florida
  2. North Carolina Central University
  3. Middle Georgia State University
  4. Valdosta State University
  5. University of the Cumberlands
  6. Kennesaw State University
  7. Florida International University

It is also possible to apply for online programs from international schools. Often, international schools are cheaper than those in the United States. However, other times, the international fees charged to international students can outweigh the savings.

Some of the most affordable international schools include:

  1. Free University of Berlin, Germany
  2. University of Pisa, Italy
  3. Heidelberg University, Germany
  4. University of Basel, Switzerland
  5. University of Wurzburg, Germany

When applying to an international school, it is important to check that the degree will hold weight in your region. If employers do not recognize the degree, the return on investment will be low.

Psychology is a fast-growing and popular degree. Within psychology, it is possible to specialize in a range of other fields. These include educational psychology, industrial organizational psychology, abnormal psychology, and more. After taking a bachelor’s, a psychology student can go on to further study and specialize in a very niche area.

Is a Degree in Psychology Right for You?

If you have an interest in the human psyche and have an affinity for analytics, science, and social intelligence, psychology might be the field of study for you. It can lead to several career paths, from clinical work to research positions. It can also be lucrative, personally rewarding, and hugely beneficial to society at large.

Psychologists help us to understand the various connections between the human mind and behavior, which has a wide array of social, educational, health, and analytical benefits. It enables us to treat illnesses and diseases, improve people’s quality of life, and better understand the processes that motivate and guide us.

Career Path Options

Psychology majors have a lot of career options to choose from, and some could be more obvious. Some of the overlooked career paths include marketing, research, human resources, public relations, and business.

Employers in almost every field recognize the value of a psychology degree. At the highest end of the spectrum, professional psychologists can be some of the highest-paid workers.

Of course, a bachelor’s in psychology can cost a lot of time, money, and energy. An online bachelor’s in psychology program can be a severe lifesaver for those unable to commit these resources in the traditional method.

Why Online School Makes Sense

In the digital era, online degrees are more sophisticated and popular than ever. They also tend to be considerably cheaper than their physical counterparts.

Some of the most affordable online psychology degree programs include programs at the California Coast University, Fort Valley State University, Clayton State University, Fort Hays State University, and Valdosta State University.

All of these programs are fully accredited and recognized. They offer courses in everything from cognition to perception.

If you’re interested in studying psychology but are concerned about the cost of education, it is worth starting your search with this list. From here, you can branch out and explore the various study options available, whether you’re pursuing general psychology or something more specialized, like forensic psychology.

Find the program that’s right for you

Whether you’re trying to start your career or make a big change, we can help you find the perfect school to help you reach your goals.

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